Policy Limits & Excesses

This is only a summary of the cover available. For the full terms, conditions, limitations and exclusions, please ask us for a copy of the full certificate wording

Table of benefits (applicable to each insured person)

Section Sum Insured Excess*
A1 Medical & Emergency Repatriation Expenses £5,000,000 £50
A2 Emergency Travel Expenses £10,000 £50
A3 Hospitalisation Expenses £1,000 £50
A4 Emergency Dental Expenses £500 £50
B1 Cancellation and Curtailment £5,000 £50
B2 Travel Delay £5,000 £50
B3 Journey Continuation £1,500 £50
C Personal Accident £20,000
D1 Personal Property £2,000 £50


Jewellery and Valuables £500
Single Item Limit £300
D3 Business equipment** £500 £100


Money £500 £50
Cash Limit £250
F Personal Liability £2,000,000
Including Legal Expenses up to £25,000


*NOTE: An excess is an amount of money which is deducted from any claim made by each insured person under any Section of the Certificate to which such excess applies.

 ** D3: Can be increased to maximum of £1500 (extra premium required)